Annual Reports

Investor Relations

Saxo Bank believes meaningful management reporting is the key to transparency and consistency in defining the key measures of its business. In-house data custodians and external, independent auditors are charged with ensuring the Bank is actively managing its activities and reporting at the desired level of detail.

Saxo Bank invites you to read the following audited financial results and annual reports. If you would like to obtain a hard copy of the annual reports, please contact Saxo Bank Corporate Communications:
E-mail: team-corporatecommunications@saxobank.com

Annual Result 2008

Annual Report 2008, PDF format (English)

Annual Result 2007

Annual Report 2007, PDF format (English)

Annual Result 2006

Annual Report 2006, PDF format (English)

Annual Result 2005

Annual Report 2005, PDF format (English) 

Annual Result 2004

Annual Report 2004, PDF format (English)

Annual Result 2003

Annual Report 2003, PDF format (English)

Annual Result 2002

Annual Report 2002, PDF format (English)

Annual Result 2001

Annual Report 2001, PDF format (English)

Profit and Loss Account


(DKK '000)
Saxo Bank Group Saxo Bank A/S
2007 2006 2007 2006
Interest receivable 785,133 512,604 796,264 515,075
Interest payable -554,240 -302,501 -562,021 -301,391
Net interest receivable 230,893 210,103 234,243 213,684
Fees and commissions receivable 435,751 282,027 420,001 281,989
Fees and commissions payable -875,357 -575,053 -870,060 -575,026
Net interest, fees and commissions receivable -208,713 -82,923 -215,816 -79,353
Price and exchange rate adjustments 1,773,162 1,084,886 1,634,605 1,084,169
Operating income 1,564,449 1,001,963 1,418,789 1,004,816
Other income 686 839 1,616 1,155
Staff costs and administrative expenses -1,138,226 -761,235 -1,071,557 -744,273
Depreciation and amortisation of intangible and tangible assets -54,746 -33,811 -50,749 -32,294
Other charges -4,242 -330 -4,242 -330
Loss and provisions for bad debts -3,062 -2,317 -3,062 -2,317
Result of participating interests in affiliated undertakings - - 74,064 -21,648
Profit on ordinary operations before tax 364,859 205,109 364,859 205,109
Tax -89,610 -60,979 -89,610 -60,979
Net profit for the financial year 275,249 144,130 275,249 144,130
Proposed allocation of Profits
Dividend for the year 90,832 47,563 90,832 47,563
Equity method reserve - - 38,208 0
Allocation to retained earnings 184,417 96,567 146,209 96,567
Total allocation 275,249 144,130 275,249 144,130

Balance Sheet as at December 31


(DKK '000)
Saxo Bank Group Saxo Bank A/S
2007 2006 2007 2006
Assets
Cash in hand and demand deposits with central banks 8,751 199 151 199
Receivables from credit institutions and central banks 2,942,157 2,055,777 2,441,917 2,023,392
Loans and advances at amortised costs 118,160 121,780 168,965 174,691
Bonds at fair value 4,604,484 2,651,823 4,143,251 2,651,823
Equities 597 0 0 0
Holdings in associated undertakings 2,796 0 0 0
Participating interest in affiliated undertakings - - 278,254 21,963
Goodwill 413,000 0 413,000 0
Intangible assets 111,930 47,744 91,481 47,744
Domicile premises 50,762 30,369 0 0
Tangible assets 123,608 103,244 88,813 66,858
Deferred tax assets 50,169 4,574 7,743 0
Tax receivables 40,537 0 40,245 0
Other assets 1,509,123 1,132,378 1,345,536 1,131,567
Prepayments 20,163 7,673 9,273 6,410
Total assets 9,996,237 6,155,561 9,028,629 6,124,647
Shareholders' equity and liabilities
Debt to credit institutions and central banks 154,824 18,330 154,244 2,587
Deposits 7,143,690 4,524,783 6,320,095 4,524,783
Company tax 13,661 26,773 0 26,288
Other liabilities 1,151,029 992,162 1,027,934 977,591
Total debts 8,463,204 5,562,048 7,502,273 5,531,249
Provisions for pensions and similar liabilities 2,695 0 0 0
Provisions for deferred tax 24,881 12,035 20,899 11,920
Other provisions 2,375 225 2,375 225
Total provisions 29,951 12,260 23,274 12,145
Subordinated loan 410,031 149,143 410,031 149,143
Shareholders' equity
Share capital 58,982 54,934 58,982 54,934
Equity method reserve 0 0 38,208 0
Other reserves 0 2,911 0 2,911
Proposed dividend 90,832 47,563 90,832 47,563
Retained earnings 943,237 326,702 905,029 326,702
Total shareholders' equity 1,093,051 432,110 1,093,051 432,110
Total shareholders' equity and liabilities 9,996,237 6,155,561 9,028,629 6,124,647

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